"You Need 20% Down" — And Other Things That Aren't True
Most people believe this. Most people are wrong. Here's what a down payment actually takes.
Read MoreYour Guidance System to Homeownership: Locate Your Path, Navigate With Confidence.
Wayfinder pairs helpful resources with a real loan officer, so you always know your next move on the path to homeownership — you’re never lost, and we’re always here to help.
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Search the whole library, or start with one of the four topics — these are the questions that come up at every turn.
The whole library, featured post first.
Read straight through, or use the search and topics above — the list narrows the moment you do.
9 posts
FHA vs. Conventional: Which One Fits You?
Same house, different math. Here's how to tell which program actually saves you money.
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A Family Foundation, Built on a First-Time Buyer's Budget
How one Sandy family found a program they didn't know existed — and closed in six weeks.
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Rate Lock, Explained in 60 Seconds
What it actually protects you from, and when it's worth asking for.
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Your Credit Score Isn't the Gatekeeper You Think
The number matters. It matters less, and differently, than almost everyone assumes.
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What Actually Moves the Rate You Are Quoted
Several inputs decide the number on your loan estimate. Only some of them are the market.
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PMI, and the Day It Goes Away
The extra line on your payment, why it is there, and how you get rid of it.
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Pre-Qualified and Pre-Approved Are Not the Same Word
One is a conversation. The other is what makes a seller take your offer seriously.
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Self-Employed, Two Years In, and Told No Twice
Two lenders read the same tax returns and stopped reading. The third one kept going.
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Plan the route with your own numbers.
Wayfinder explains how mortgages work. These two put your own figures into it — what you can borrow, and what happens next.
Every route is easier with someone who knows it.
Wayfinder gets you to the right questions. A loan officer takes it from there — your real numbers, no forms, no obligation, no credit pull.