Mythbusters
The things "everyone knows" about mortgages — that usually aren't true.
Utah mortgages, simplified. For every path to homeownership.
A home is more than a monthly payment — it is your foundation, your freedom, and your legacy. We make the financial side of homeownership clear and straightforward.
21+
A lender that has seen every market cycle
Alliance Lending Services has originated home loans across Utah through boom, bust, and every rate environment in between.
Get in TouchWherever you are in your financial journey
Buying, refinancing, comparing programs, tapping equity, or just having someone read the numbers with you. Each starts with a loan officer, not a number.
Buy a home
A guided quote narrows the field to the programs you are likely to qualify for. One loan officer then takes it through closing.
Start your quoteFind your way with the Mortgage Wayfinder
Your guidance system for the whole journey — mythbusters, real Utah stories, one-minute videos, and programs explained plainly, plus a guide who runs your numbers.
Real Stories
How other Utah buyers got here — first homes, refinances, and the reasons behind them.
Mortgage Education in a Minute
Quick videos that answer the question you actually have, in about as long as it takes to read this.
Programs and Insights
Loan programs explained plainly, plus the latest thinking on rates, markets, and smart money moves.
What the Utah market is actually doing.
Roots. The freedom of building equity instead of paying rent. That's the part a rate sheet can't show you — and it's why getting mortgage ready is about more than qualifying for a number.
Get the monthly read
One email a month on the Utah market and what it means if you are buying or refinancing.
The people behind your mortgage
A small Sandy team that has closed loans across Utah for two decades. You get a person, not a queue.
-
One officer, start to finish. The person who answers your first question is the person who takes your file through underwriting and signs it off at closing — nothing about your loan is handed to a queue.
-
Every market since 2004. This team has originated loans through the crash, the refinance booms, and every rate environment in between, so the advice you get is drawn from more than one market.
-
A phone number, not a portal. Call or text during business hours and you reach the loan officer working your file, not a call centre reading your application back to you off a screen.
A group portrait of the Alliance Lending Services team goes here — we are waiting on the photograph from the business.
What clients say afterwards
Reviews left by the buyers and homeowners we have closed loans for, in their own words and unedited.
Rated 5 out of 5 stars
If I could give Alliance 6 stars I would. After buying our first home with them, I would honestly consider Brian as much a friend of our family as just someone we financed with…
Every review in this section is rated 5 out of 5 stars on Google
Every one of these started the same way — a question, and somebody who picked up.
Somewhere in Utah, a porch is waiting.
No application required to ask a question. When you want to know what you actually qualify for, a real person picks up.
