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Utah mortgages, simplified. For every path to homeownership.

A home is more than a monthly payment — it is your foundation, your freedom, and your legacy. We make the financial side of homeownership clear and straightforward.

Established

21+ Years in Business

A lender that has seen every market cycle

Alliance Lending Services has originated home loans across Utah through boom, bust, and every rate environment in between.

Learn More About Us.

Wherever you are in your financial journey

Buying, refinancing, comparing programs, tapping equity, or just having someone read the numbers with you. Each starts with a loan officer, not a number.

The front of a two-storey house with grey siding, a covered porch and a navy front door, in late afternoon light

Buy a home

A guided quote narrows the field to the programs you are likely to qualify for. One loan officer then takes it through closing.

Start your quote

Find your way with the Mortgage Wayfinder

Your guidance system for the whole journey — mythbusters, real Utah stories, one-minute videos, and programs explained plainly, plus a guide who runs your numbers.

A hiker with trekking poles standing on a rocky outcrop at sunrise, looking out over a Utah valley of homes and treed streets with the snow-capped Wasatch range beyond

What the Utah market is actually doing.

Current · Updated July 2026

Roots. The freedom of building equity instead of paying rent. That's the part a rate sheet can't show you — and it's why getting mortgage ready is about more than qualifying for a number.

Get the monthly read

One email a month on the Utah market and what it means if you are buying or refinancing.

Questions about rates? Talk to a loan officer →

The people behind your mortgage

20+ Years of Experience

A small Sandy team that has closed loans across Utah for two decades. You get a person, not a queue.

  • One officer, start to finish. The person who answers your first question is the person who takes your file through underwriting and signs it off at closing — nothing about your loan is handed to a queue.

  • Every market since 2004. This team has originated loans through the crash, the refinance booms, and every rate environment in between, so the advice you get is drawn from more than one market.

  • A phone number, not a portal. Call or text during business hours and you reach the loan officer working your file, not a call centre reading your application back to you off a screen.

Meet the Full Team
A quiet tree-lined residential street of brick, stucco and clapboard homes with covered porches, the Wasatch mountains rising behind them in late-afternoon light

What clients say afterwards

Reviews left by the buyers and homeowners we have closed loans for, in their own words and unedited.


5.0

Rated 5 out of 5 stars

182 reviews on Google

Review us on Google (opens in a new tab)

Showing review 1 of 25

Bree Holgreen

Rated 5 out of 5 stars

Brian and his whole team were just incredible. This was our very first home and they made the entire process so easy and seamless very step of the way! They were very communicative which was so helpful as buying a home can feel so unnerving and stressful while you’re in the waiting game of closing and financing but they were always really reassuring and kept me in the loop on everything. Such positive and encouraging people and it was such a great experience buying our first home with them. We will definitely use them in the future for any other purchases. I will absolutely recommend them to anyone I know that is looking to by property. :) thank you again!

Two buyers walking up to the front door of their new home on a bright day, one of them holding the keys, with mountains behind the house

Reviews from our Google Business Profile

Every one of these started the same way — a question, and somebody who picked up.

Somewhere in Utah, a porch is waiting.

No application required to ask a question. When you want to know what you actually qualify for, a real person picks up.

Not ready to apply? Ask about rates →

House keys left hanging in the lock of a navy front door on the brick porch of a Utah home in late-afternoon light